Mortgage Calculator | Mortgage Calculator Payment

Advanced USA Mortgage Calculator

Estimate your monthly mortgage payments with taxes, insurance, PMI, and HOA fees

Basic Info

Additional Costs

Amortization

Home Price ($)

Down Payment ($)

Down Payment (%)

Loan Term (years) 30 years 20 years 15 years 10 years

Interest Rate (%)

Loan Type Conventional FHA VA USDA

Property Location (ZIP Code)

Annual Property Tax ($)

Annual Home Insurance ($)

Monthly HOA Fees ($)

PMI Rate (%)

PMI automatically added when down payment < 20%

Loan Start Date

Monthly Extra Payment ($)

Show Amortization Schedule No Yes

$1,580.17

Principal & Interest $1,580.17

Property Taxes $350.00

Home Insurance $100.00

PMI $0.00

HOA Fees $0.00

Total Monthly Payment $2,030.17

Loan Amount $280,000.00

Total Interest Paid $288,861.49

Pay-off Date Sep 2053

Payment breakdown chart

Amortization Schedule

Year	Payment	Principal	Interest	Total Interest	Balance

Understanding Your Mortgage

A mortgage is likely the largest loan you'll take out in your lifetime, so it's important to understand what goes into your monthly payment.

Your monthly mortgage payment typically includes:

• Principal: The amount you borrowed
• Interest: The cost of borrowing money
• Property Taxes: Taxes paid to local government
• Homeowner's Insurance: Protection for your home and belongings
• PMI: Private Mortgage Insurance (if your down payment is less than 20%)
• HOA Fees: Fees for homeowners association (if applicable)

Use this calculator to estimate your monthly mortgage payment, including principal, interest, taxes, insurance, PMI, and HOA fees.

Home Ownership Illustration

© 2023 Advanced USA Mortgage Calculator. This calculator provides estimates for informational purposes only.

Consult with qualified professionals for exact mortgage calculations and financial advice.